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Do You Qualify for
100% Financing?

Crowdcopia provides business-purpose real estate financing only. We do not offer consumer or personal loans or financing for owner-occupied residential properties.
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How Our Lending Process Works

Understand the Simple Steps
to Secure Your Loan with Us

Step 1: Find Your Property

Choose the deal you want to fund. Crowdcopia works with both first-time flippers and experienced developers.

Step 2: Apply Online

Submit your application with property details, budget, and scope of work. Our team is here to answer questions along the way.

Step 3: Fast Inspection & Review

We review your scope and budget, compare recent sales, and conduct an inspection to determine fair market value.

Step 4: Streamlined Underwriting

Minimal documentation required. We’ll help guide you through our streamlined underwriting process. Assisting with everything from insurance to title.

Step 5: Close Quickly

We coordinate with you and your title company to finalize the loan and get you to closing faster.
Do you qualify?

On most of our fix and flip loans, the deciding number is simple: what you are all‑in for compared to what the property will be worth when the work is done. If your total is at or under 70% of the after‑repair value, you may qualify for 100% financing — purchase and construction.

1

Add up what the deal costs you

Purchase price + construction budget = your total project cost.

2

Take 70% of the ARV

ARV is the after‑repair value — what the property is worth once renovations are complete. Multiply it by 0.70.

3

Compare the two

If your total project cost is at or below 70% of the ARV, you may qualify for 100% financing.

A quick example
Purchase price$100,000
Construction budget$75,000
Total project cost$175,000
After‑repair value (ARV)$250,000
70% of ARV$175,000
Your ratio70%

$175,000 is right at the $175,000 mark — this deal lands at exactly 70%, so it may qualify for 100% financing.

Not sure where your deal lands? Run your numbers in about ten seconds.

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Additional information

In‑house property valuations

No appraisal fees.

No prepayment penalties

Pay off early with no penalty.

Credit

Credit is subjective.

Crowdcopia is owned by experienced real estate investors who understand the realities of acquisition, renovation, draws, and execution.

Real Estate Loan Application

FAQs

Here are some questions you still might be asking yourself.

We provide fix and flip loans, rehab & refinance loans, purchase-only loans, construction-only loans, bridge loans, rental loans, and commercial real estate loans. Reach out to us to discuss which of these loan programs best fits your deal.

No, we do not require an appraisal because we do our own in-house valuation.

We review credit history as part of our evaluation, but we focus primarily on the strength of the deal and borrower experience rather than just credit score.

Typically, we require entity documentation, a government issued photo ID, a personal financial statement, and a completed Crowdcopia budget/scope of work template (provided by us).

Let’s Fund Your Next Project

Crowdcopia is here to help you grow your real estate portfolio with fast approvals, flexible terms, and hands-on support.Loan terms, interest rates, origination fees, closing costs, and other applicable charges vary by transaction and will be disclosed before closing.
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